Yes, you do—and not just because it’s a box to tick. Getting the right insurance is a foundational step in becoming a confident, capable, and protected kids yoga teacher.
Whether you’re teaching in a school, a village hall, a studio, your own house or a friend’s garden, this guide will walk you through what kind of insurance you need, why it matters, and where to get it.
🧭 In this post, we’ll cover:
- Why Insurance Matters (Even If You’re Teaching for Free!)
- What Kind of Insurance Do You Need?
- What Parents and Venues Expect
- Where Cosmic Kids Graduates Get Insured
- How to Know You’re Covered
- Is the Cosmic Kids Training Recognised by Insurers?
🙋♀️ Why Insurance Matters (Even If You’re Teaching for Free)
We get it—if you’re just starting out and teaching for free, insurance might feel like overkill. But even in casual settings, you’re still responsible for:
- Guiding physical movement
- Managing young children in a group setting
- Creating a safe, supportive environment
And things can go wrong—however small.
From our Making a Living as a Kids Yoga Teacher course:
“Even in a free trial class, you’re running a business and taking care of other people’s children. Insurance is part of showing up responsibly—and part of taking yourself seriously.”
Whether you’re getting paid or not, insurance protects your time, your peace of mind, and your reputation.
✅ What Kind of Insurance Do You Need?
In most cases, Cosmic Kids teachers need the following:
1. Professional Liability Insurance
Also called professional indemnity, this covers claims relating to your instruction—e.g., if someone says your advice or guidance caused injury.
💡 Good to know: Many yoga-specific insurers bundle this with public liability cover.
2. Public Liability Insurance
This protects you if someone is injured or property is damaged during your class. Most venues (schools, halls, clubs) will expect you to have this in place.
3. Background Checks
In the UK, that’s a DBS check. In other countries, there may be equivalents. These aren’t insurance, but they’re an essential part of safeguarding when working with children.
Optional Extras Some Teachers Use:
- Personal accident cover (protects you if you’re injured while teaching)
- Equipment insurance (if you’re carrying mats, props, or sound gear)
- Loss of income protection (for self-employed teachers with packed timetables)
You’ll learn about all of these in our Going Pro module, along with downloadable forms and risk assessment templates.
🏫 What Parents and Venues Expect
If you’re teaching at a school, preschool, or hired venue, you may be asked to show:
- A copy of your public liability/professional indemnity insurance
- A DBS certificate or background check
- Your safeguarding statement or child protection policy
- A risk assessment for your class environment
From Jaime’s course, ‘Making a Living as a Kids Yoga Teacher‘:
“It’s worth having a simple folder (digital or printed) with all your key documents. It shows you’re professional and prepared, and it saves you chasing last-minute paperwork when an opportunity comes up.”
If you’re teaching your own private classes, these documents are still useful to share with parents – especially your safeguarding and accident response policies. That level of professionalism builds trust quickly!
🌍 Where Cosmic Kids Graduates Get Insured
While we don’t provide insurance ourselves, we keep track of where our certified teachers have successfully gotten cover.
Here are a few highlights:
🇬🇧 United Kingdom
- Balens (popular with yoga/wellbeing professionals)
- Wellbeing Insurance
- Westminster Insurance
🇺🇸 United States
- Alternative Balance
- BeYogi
- Yoga Alliance (optional with registration)
🇦🇺 Australia
- AON Insurance
- IICT (International Institute for Complementary Therapists)
🇨🇦 Canada
- Hub International
- InterWest
Each provider has different eligibility criteria, so always confirm that:
- Your kids yoga training is accepted
- The age group and setting you work in is covered
- Online teaching is included (if relevant)
📝 How to Know You’re Covered
Before you teach your first class, run through this checklist:
✅ I’ve completed my Cosmic Kids training (if you’re interested in obtaining an insurer-recognised qualification!)
✅ I’ve chosen a reputable insurer who covers kids yoga
✅ My policy includes public liability and professional indemnity
✅ I’ve downloaded or requested my certificate
✅ I’ve saved it in my teacher folder (physical or digital)
✅ I’ve prepared my other essential documents (DBS, safeguarding, class plans)
🎓 Is the Cosmic Kids Training Recognised?
Yes! Graduates from the Cosmic Kids Teacher Training are successfully insured every week through trusted insurers around the world.
The Cosmic Kids training is recognised by insurers across the UK, USA, Australia, and Canada.
While the course isn’t part of a single global yoga governing body (there isn’t one, especially for kids yoga), insurers consistently recognise it as high-quality, specialist training.
We’ve also had schools, nurseries, and community programs accept our training without hesitation.
💬 One teacher wrote:
“The school asked for my insurance, DBS, and proof of training. Once I sent over my proof of insurance, Cosmic Kids certificate and risk assessment, they were totally reassured.”
💬 Final Thoughts: Teaching Like a Pro
Insurance might not be the most exciting part of teaching yoga to kids—but it’s essential.
It allows you to:
- Say yes to more opportunities
- Teach with confidence, knowing you’re protected
- Show venues and parents that you’re the real deal!
At Cosmic Kids, we believe in making this journey feel accessible and achievable—and that includes the “admin” side. That’s why we give you templates, checklists, and everything else you need in our training platform at training.cosmickids.com.
Next steps:
✔️ Check your country’s insurance options
✔️ Make sure your documents are ready
✔️ Take our ‘Making a Living as a Kids Yoga Teacher’ training course if you need extra help
You’re already doing the hard part—showing up and delivering a brilliant kids yoga class with heart. This is just the paperwork to support your brilliance 💜 Namaste!
